DO YOU QUALIFY FOR A HABITAT HOME?

File

Please review this document for more information!!!

Download File
File

Print, complete and deliver this S-2 form (contact letter) to be considered for our Partner Family Program

Download File

Included on the application form are family history information, landlord/renting information, and income verification. After receiving the completed application and supporting documents, the Family Selection Committee of Habitat evaluates the need for housing and makes credit checks on the potential partner family. They also conduct in-home interviews in order to best understand the housing situation.
 
If you have lived and/or worked in Morgan county for AT LEAST ONE FULL YEAR, we invite you to contact our office (either by email, telephone or personally stopping in the office) to receive more information.
 
After filling out the contact letter, please return it to the Habitat office so we may make further contact with you for assistance in starting the application process.

Thank you for your interest in becoming a Habitat Homeowner. 
 
APPLYING TO BECOME A PARTNER FAMILY
 
In order for a family to be able to purchase a home from Habitat, they must be "adopted" as a partner family homeowner. Once adopted, the partner family is expected to participate in the Family Education workshops provided by Habitat, and to help with the construction of the house currently being built. Partner families earn "sweat equity" hours by assisting Habitat in building or other types of approved work. A partner family must earn a total of 500 sweat equity hours. All hours must have been earned before the family moves in.


TO CONTACT THE HABITAT OFFICE, DO ONE OF THE FOLLOWING: 
 
1. Click here to send an email request for more information.
 
On the blank email form, please include the following information:
 
Name, Street Address, City, State, Zip, Daytime telephone number where you can be reached.
 
OR
 
2. Call the Habitat office at 765-349-9003 and ask the receptionist to speak with the Family Services Coordinator.
OR
 
3. Stop in the Habitat office at 39 W. Pike Street, Martinsville.
OR
4. Print the S-2 form at the top of this page, complete and bring it in to the office located at 39 W Pike Street, Martinsville, In Monday - Friday 9 am - 4pm. 

SELECTION CRITERIA FOR HABITAT HOUSING
 
The selection of families who will purchase homes from Habitat for Humanity of Morgan County will be done by the Family Selection Committee using these criteria in a way that does not discriminate on the basis of race, sex, color, age, handicap, religion, national origin, marital status, ethnicity, or because all or part of income is derived from any public assistance program.
 
 
 
Habitat for Humanity is a non-profit, ecumenical Christian housing ministry that seeks to eliminate substandard housing from the face of the earth by partnering with low-income families to build or renovate adequate, affordable housing that is sold to the family without profit or interest.
 
Partner families are selected on the basis of the following criteria:
 
Need for adequate shelter

Ability to pay

Willingness to partner with Habitat


 
 
Need for adequate shelter
 
Housing need, as we define it, must be very evident because it is not possible for us to assist everyone. Families who qualify for other options should pursue them. Our affiliate seeks to assist families who have the goal of becoming independent homeowners. We select low-income partner families whose present housing is inadequate. These families desire to become homeowners but are unable to do so. They are, nevertheless, willing to do what they can to help themselves improve their housing situations.
 
Ability to pay
 
Using factors such as a minimum income guideline, debt-to-income ratio, monthly payment consistency along with other factors, we can determine whether our applicants have the resources necessary to purchase housing from Habitat.
 
Willingness to partner
 
The affiliate needs to learn if applicants are willing to commit to the 500 hour sweat-equity requirement, initial escrow,closing costs & homeowners insurance fund payment, and homeowner education as outlined in the letter of acceptance. Timeliness in gathering and submitting required information is also a measure of a family's willingness to partner.
 
The potential partner family must be able to prove residence or work in Morgan County, Indiana,  for at least one year prior to the date of application.

image-394605-EqualHousingLender.jpg